Product Owner - Hyper-Personalised Credit Card

Posted 8 Days Ago
Remote
Senior level
Information Technology
The Role
The Product Owner will lead the development of hyper-personalised credit card products, working with banks to understand client needs and optimize product features. Responsibilities include the entire product lifecycle, leveraging data analytics for personalization, and collaborating with internal teams to align development with market needs.
Summary Generated by Built In

Role Overview: We are seeking a seasoned Product Owner to lead the development of an innovative platform that powers hyper-personalised credit cards. This role is central to building a cutting-edge loyalty management system that enables financial institutions to personalise credit card products to the individual preferences and habits of cardholders.

The ideal candidate will have deep expertise in credit card product design, pricing strategies, and portfolio management, along with a robust understanding of the processes and workflows within a bank's credit card product department.

Preference will be given to candidates based in Singapore, Malaysia, the UAE (Dubai), Australia (Melbourne), India, and Sri Lanka.

Key Responsibilities:

  • Product Leadership: Drive the end-to-end product lifecycle for the hyper-personalisation credit card solution, from concept through to launch and ongoing optimisation.
  • Client-Centric Design: Collaborate closely with credit card product departments within client banks to understand their challenges, requirements, and processes, translating these into effective product features.
  • CVP Optimisation: Develop strategies to enhance existing credit card CVPs to increase customer engagement and reactivation of idle accounts.
  • Data-Driven Decision Making: Work alongside the Data and AI teams to leverage data and advanced analytics in personalising CVPs and optimising product offerings.
  • Market Insight: Keep abreast of industry trends, competitor products, and regulatory developments to ensure our product remains at the forefront of innovation.
  • Stakeholder Collaboration: Engage with internal teams, including Engineering, Sales, and Marketing, to ensure product development aligns with business goals and market needs.

Qualifications:

  • Experience: 5+ years of experience in credit card product management, with a strong background in CVP design, pricing strategies, and product launches.
  • Industry Knowledge: Deep understanding of credit card industry dynamics, particularly within banks or financial institutions, or experience at Visa or Mastercard in credit card product management.
  • Analytical Mindset: Strong analytical and problem-solving skills, with the ability to use data to drive product decisions.
  • Project Management: Demonstrated ability to manage complex projects with multiple stakeholders, delivering products on time and within scope.
  • Communication: Excellent communication skills, capable of articulating complex concepts to a wide range of audiences.
  • Education: Bachelor’s degree in Business, Finance, Marketing, or a related field; an MBA or equivalent advanced degree is preferred.

Why Join Us:

Be part of a visionary company that is transforming the loyalty and payments landscape.

To Apply:
Interested candidates should submit their resume on Pulse iD Career website:
We are an equal-opportunity employer and value diversity at our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

The Company
24 Employees
On-site Workplace
Year Founded: 2016

What We Do

Pulse iD is a Fintech company servicing clients globally. We transform the banking experience with dynamic AI-powered rewards. From merchant-funded rewards programs to hyper-personalized offers, gamification and real-time smart pricing, we re-imagine what is possible with a new generation of cardholder experiences. We empower banks to offer tailored, high-ROI solutions that foster lasting relationships with customers.

Global leading Financial Institutions trust our technology to harness the power of AI and payments data to deepen relationships with their customers. Our end-to-end and intelligent platform is live with millions of users and handling 110+ million API calls per month. Our solutions are omnichannel, modular and scalable and we operate with bank-grade security.

Reward the story behind the payment. Optimize every reward, in real-time.

Come join us to unlock payment stories!

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