As a talented Software Engineer II, you will deliver resilient and sustainable software projects from design to implementation and rollout. You will execute on defined projects to achieve team-level goals and own minor features in support of larger features. You will independently define the right solutions or use existing approaches to solve defined problems, consistently deliver high quality code, and contribute to test development.
We're hiring for three roles on Marqeta's Issuing and Processing Team, each on a different sub-team. See the open positions below:
Transaction Auditing Team: As a Software Engineer II on our Transaction Auditing team, you will design, build, and operate the systems that ensure penny-perfect accuracy, reliability, and compliance across Marqeta’s Transaction Domain. In this role, you will be part of a small, high-impact scrum team responsible for the infrastructure, services, and APIs that guarantee the correctness of all financially-impacting transactions at Marqeta.
Transaction Accuracy Team: The mission of the Transaction Accuracy team is to make sure our Payment Processing platform is handling every payment transaction accurately, and that we are always following the rules published by major credit card networks like Visa and Mastercard. We are responsible for converting the transactional data from the credit card networks into a common internal language that our teams can understand, and validating the quality and accuracy of our payment flows. The work we do has a high impact to our business and contributes to a delightful experience for our customers and their cardholders.
Digital Wallets and Tokenization Team: The Tokenization team owns virtual card issuance for 3 leading digital wallet providers: Apple Pay, Google Pay and Samsung Pay. The team owns and operates the services that enables our cardholders to provision cards into their digital wallets and make subsequent transactions
The Impact You'll Have
- Design, develop, implement, and deliver high-quality products that simplify financial services for our customers.
- Build testable, scalable, and trustworthy systems while eliminating manual tasks.
- Translate ideas into well-documented, well-tested, and maintainable code.
- Read, navigate, and contribute to a large-scale codebase, resolving bugs and enhancing functionality.
- Break down complex business problems into modular software solutions.
- Participate in agile ceremonies, code reviews, and on-call rotations.
- Collaborate cross-functionally with teams and stakeholders in a Flex-first environment.
- Identify areas for improvement in projects and processes, advocating for best practices.
- Mentor engineers, foster a collaborative team environment, and contribute to a strong engineering culture.
- Design and implement high-performance solutions for large-scale financial data and compliance challenges.
- Debug critical production issues across various services and technology layers.
- Automate processes to improve efficiency and focus on strategic challenges.
Who You Are
- 3+ years of experience in software development, specializing in backend engineering.
- Strong programming skills in Java (Spring Boot preferred) and familiarity with Python, Go, or Ruby.
- Experience with relational databases such as MySQL, Postgres, SQL Server, or Oracle.
- Strong foundation in service-oriented architectures and cloud computing (AWS preferred).
- Ability to develop clean, readable, and error-free code with thorough documentation and testing.
- Experience with infrastructure as code (IaC), CI/CD pipelines, and observability tools (e.g., DataDog).
- Strong analytical skills, with the ability to diagnose production issues and optimize system performance.
- Excellent communication skills, both verbal and written, with the ability to present complex ideas clearly.
- A collaborative and team-oriented mindset, with a willingness to mentor and learn from peers.
- Passion for continuous learning, particularly in payments, security, and FinTech domains.
Nice-To-Haves
- Experience in the payments or FinTech space, including:
- Card Network certifications (Visa, Mastercard, AMEX, etc.).
- ISO8583 binary data handling and normalization.
- Understanding of card transaction types (Purchase, Refund, AFT) and their impacts.
- Hands-on experience with Kubernetes, Docker, and cloud-native architectures.
- Experience with big data analytics tools (e.g., Snowflake) and stream processing architectures.
- Contributions to technical blogs, open-source projects, or a public GitHub repository.
- Experience in migrating to microservices-based architectures.
These roles offer the opportunity to drive meaningful impact in the financial industry while working in a highly collaborative and technically sophisticated environment. If you’re passionate about backend engineering and solving complex problems, we’d love to hear from you!
Compensation and Benefits - Canada
Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location.
When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position, reflected in CAD, is: 91,500 - 114,400.
We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.
Along with monetary compensation, Marqeta offers
- Multiple health insurance options
- Flexible time off – take what you need
- Retirement savings program with company contribution
- Equity in a publicly-traded company and an Employee Stock Purchase Program
- Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
- Free therapy sessions, financial and professional coaching, and legal advice
- Monthly stipend to support our remote work model
- Annual “development dollars” to support our people growth and development
Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, Affirm, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.
Marqeta’s Values
– Intentional Curiosity: We believe in asking the questions others shy away from. True progress comes from understanding today’s realities while challenging ourselves to do better and take on the status quo.
– Thoughtful Responsibility: We believe that every interaction with our technology and platforms matters. Businesses and livelihoods rely on our work, so we strive for excellence and accountability every day with the highest standards for failsafe technology and compliance.
– Innovative Simplicity: We believe that simplicity is powerful, especially in innovation—making a tool work better or finishing that feature that makes everyone smile. Our customers face a lot of complexity. We’re not here to add more.
– Shared Success: We believe the measure of our success is the success of our employees, customers, and communities. From local businesses to big corporations, our impact goes deep and wide. And we’ve got the results to prove it.
– Passion to Thrive: We believe anyone with a better idea should be able to change the game for our company and our customers. We solve big problems for our customers and draw energy from that challenge and opportunity.
Equal Employment Opportunity, Accommodations and Privacy
Marqeta is proud to be an equal opportunity employer that gives consideration to all qualified applicants regardless of race, ancestry, national origin, color, Indigenous, citizenship, religion/creed, sex, sexual orientation, gender identity, gender expression marital status, family status, disability, veteran status, criminal histories consistent with legal requirements, or any other characteristic protected by applicable law.
Our dedication to diversity and inclusion extends beyond the categories above. Review Marqeta’s ESG Report to see that dedication in action. Fostering an environment where everyone feels valued and respected creates a stronger and more innovative team at Marqeta. We celebrate the unique contributions of each individual and empower all members of our organization. Join us in building a company where diversity thrives and everyone can be their authentic selves.
If you require reasonable accommodation for the application process and beyond (including due to a disability), please submit this form and we will be more than happy to assist you. Marqeta will make reasonable accommodations for candidates when needed in accordance with applicable law. The Applicant and Candidate Privacy Notice applies to the personal data that you directly provide to us or that we collect during the application and candidate recruitment process.
