With 30 years at the forefront of fintech innovation, Origence delivers SaaS lending solutions that power credit unions across the United States. Our mission is to enable accessible, competitive lending while strengthening the financial ecosystem for credit unions, their members, and dealer partners.
We operate with a customer-first mindset and a culture of ownership, accountability, and operational excellence. We invest in our people and empower them to innovate, improve, and drive measurable business impact.
About YouYou are a self-driven, accountable professional who thrives in a fast-moving environment. You operate with an ownership mindset, are comfortable with ambiguity, and focus on solving business problems through automation, data, and process improvement. You are highly collaborative, detail-oriented, and motivated by measurable impact.
The Strategic Analyst is a high-impact, hybrid analytical role anchored in pricing strategy and lending economics, with meaningful responsibility for finance data, systems support, and applied accounting analysis. This role is designed for a candidate who brings hands-on pricing experience in lending or financial services, strong data instincts, and the business acumen to connect pricing decisions to financial statements and operational reality.
Pricing remains the primary focus of the role; however, this position also supports FP&A through finance system enablement, data integrity, and selective accounting-adjacent analysis (e.g., revenue support, cost classification, amortization logic). The ideal candidate is fluent in data, understands accounting processes conceptually, and can be trained further within Origence’s finance environment.
This role is intentionally scoped for someone who can operate at the intersection of pricing, finance operations, and advanced analytics, helping elevate pricing discipline while strengthening the analytical foundation of Finance.
- Lead pricing analysis for lending products, including rate structures, fee models, discounts, incentives, and contractual pricing.
- Evaluate price-volume tradeoffs, margin impacts, and elasticity assumptions to support pricing decisions and commercial strategy.
- Build and maintain pricing and profitability models by product, channel, customer segment, and partner.
- Support pricing standardization, guardrails, and governance with clear, data-driven recommendations.
- Partner with FP&A, Sales, and Lending teams on deal economics, pricing changes, and revenue optimization scenarios.
- Analyze lending performance across the loan lifecycle, including origination, approval, funding, utilization, and runoff.
- Assess portfolio profitability, contribution margin, and cost-to-serve dynamics.
- Support strategic decisions related to lending mix, pricing segmentation, and distribution channels.
- Provide analytical support for lender negotiations, partner pricing discussions, and contract evaluations.
- Support FP&A and Accounting through finance system data analysis, validation, and reconciliation across lending, billing, and GL-adjacent datasets.
- Assist with analytical aspects of accounting processes, such as revenue drivers, cost allocation logic, amortization assumptions, and accrual trends.
- Help ensure pricing, revenue, and volume data align with financial reporting and forecasting needs.
- Act as a finance data partner during system enhancements, integrations, or process changes.
- Partner with FP&A on driver-based forecasting, scenario modeling, and variance analysis related to pricing and revenue.
- Develop scenario, sensitivity, and what-if analyses to support executive decision-making.
- Apply advanced analytical thinking and data science concepts (segmentation, clustering, trend analysis) to identify pricing and profitability opportunities.
- Independently extract, validate, and transform data using SQL (required) across multiple finance and lending systems.
- Build recurring and ad-hoc reports, dashboards, and KPIs in Power BI or similar BI tools.
- Maintain high standards for data accuracy, consistency, and documentation across Finance.
Education:
- Bachelor's degree in Finance, Economics, Business Analytics, Accounting, Statistics, or a related field.
Experience:
- 3–6 years of experience in pricing analytics, lending analytics, FP&A, or financial services strategy.
- Demonstrated pricing analysis experience (required), including margin analysis, pricing strategy, or deal economics.
- Lending or financial services experience (required); consumer lending, indirect auto, or credit-union experience strongly preferred.
- Strong SQL proficiency (required) with the ability to work independently on complex datasets.
- Solid understanding of accounting concepts and finance processes; hands-on accounting experience is a plus but not required.
- Advanced Excel-based financial modeling skills.
- Experience with Power BI or similar BI tools.
Preferred Qualifications
- Experience supporting finance systems, data integrations, or financial reporting workflows.
- Exposure to pricing governance, commercial contracts, or lender negotiations.
- Familiarity with enterprise data platforms (Microsoft Fabric, Snowflake, etc.).
- Python or R experience (not required) and comfort applying data science techniques to business problems.
Soft Skills & Traits
- Strong business judgment with the ability to balance analytical rigor and practical decision-making.
- Highly data-driven with curiosity about how pricing flows through financial statements.
- Comfortable operating across Finance, Accounting, and commercial stakeholders.
- Clear communicator who can translate complex analyses into actionable insights.
- Proactive, adaptable, and able to learn systems and processes quickly.
Why you should apply:
- Flexible Working Environment
- Paid Time Off
- 401k (8% match)
- College Tuition Benefits/ Tuition Reimbursement
- Good Benefits options
- Company Culture! Cultural and Holiday celebrations, Theme days like Star Wars Day & Bring your Kids to Work Day, Monthly Townhalls and Quarterly Company Meetings that ensure awareness, inclusion, and transparency.
The starting salary range for this full-time position in Irvine, CA is $88400 - $110500 per year. This base pay will take into consideration internal equity, candidate’s geographic region, job-related knowledge and experience among other factors. Origence maintains a highly competitive compensation program. Under company guidelines, this position is eligible for an annual bonus to provide an incentive to achieve targeted goals. Bonuses are awarded at company’s discretion on an individual basis.
Origence is an equal opportunity employer. All recruitment, hiring, training, compensation, benefits, discipline, and other terms and conditions of employment will be based upon an individuals’ qualifications regardless of race, religion, color, sex, gender identity, sexual orientation, national origin, ancestry, military service, marital status, pregnancy, age, protected medical condition, genetic information, disability or any other category protected by federal, state or local law.
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