Evaluate, structure, and price consumer asset-backed transactions; develop capital structuring, pricing, and quantitative loan performance models; and provide insights supporting funding strategy and merchant pricing. Collaborate with Capital Markets, Treasury, Credit, Commercial, Product, Engineering, and other teams to guide funding, product, and business decisions.

Lead independent validation and ongoing monitoring of complex financial and analytics models, including ALM, loss forecasting, loan transition, corporate planning, and engagement models. Identify weaknesses, communicate findings, guide remediation, and strengthen model risk governance. Partner with Finance, Quantitative Research, Growth Analytics, Internal Audit, Internal Controls, Accounting, and Compliance on validation, audit, regulatory, and examiner matters.