Finance & Strategy Senior Analyst, Cash App (Payments Partnerships)

The Team
It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic ecosystem, developing unique financial products, including Afterpay/Clearpay, to provide a better way to send, spend, invest, borrow and save to our 50+ million monthly active customers. We want to redefine the world's relationship with money to make it more relatable, instantly available, and universally accessible. Today, Cash App has thousands of employees working globally across office and remote locations, with a culture geared toward innovation, collaboration and impact. We've been a distributed team since day one, and many of our roles can be done remotely from the countries where Cash App operates. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy.
The Role
We are looking for a Finance & Strategy Senior Analyst to join Block and help build Cash App, the fastest growing financial app in the world. Cash App's Financial Product Operations ("FinOps") team is responsible for managing the strategy, partnerships, and operations of the financial infrastructure that underpins Cash App's platform. The FinOps Finance & Strategy team's role is to partner with the FinOps team to design and execute financial strategies and commercial partnerships that enable innovative financial product development in a reliable and cost effective manner.
As a Senior Analyst working on the Cash App Finance & Strategy team, you will:

• Collaborate with the FinOps team to craft financial strategies for Cash App, covering partnerships with card networks, card issuers, merchant acquirers, banking and lending partners, and other financial services and fintech companies
• Support high-stakes negotiations with Cash App's largest existing and future financial partners
• Build sophisticated financial models to evaluate trade-offs associated with key contract terms and partnership decisions
• Execute ad-hoc analyses related to financial projections, business impact, and opportunity sizing
• Present financial results and takeaways to internal leadership, with an emphasis on underlying drivers and shifts in trends
• Report to the Finance & Strategy Director, Cash App (Payments Partnerships)

You Have

• 3+ years of relevant professional experience, including strategic finance, investment banking, management consulting, or comparable experience (background in fintech preferred)
• Strong interest in the payments industry
• Ability to execute independently and engage with team members of all levels
• Experience with commercial negotiations, specifically advising on deal structuring and commercial terms
• Demonstrable financial modeling excellence with Excel and/or Google Sheets
• Excellent business acumen and communication skills
• Experience with, or enthusiasm to learn SQL

We're working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class. We also consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis.
We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we're doing to build a workplace that is fair and square? Check out our I+D page .
Block will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and "fair chance" ordinances.
Block takes a market-based approach to pay, and pay may vary depending on your location. U.S locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate's starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.
To find a location's zone designation, please refer to this resource . If a location of interest is not listed, please speak with a recruiter for additional information.
Zone A:
$111,700 - $167,500 USD
Zone B:
$103,800 - $155,800 USD
Zone C:
$98,200 - $147,400 USD
Zone D:
$89,400 - $134,000 USD
Every benefit we offer is designed with one goal: empowering you to do the best work of your career while building the life you want. Check out benefits at Block.
Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.