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Neo Financial

Principal/Staff Software Developer

Reposted 20 Days Ago
Be an Early Applicant
In-Office
Calgary, AB, CAN
Expert/Leader
In-Office
Calgary, AB, CAN
Expert/Leader
As a Staff/Principal Software Developer, you will lead the architecture, mentor developers, ensure software quality, and drive best practices in a fast-paced fintech environment.
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Join us to build a more rewarding financial future for all Canadians


At Neo, we’re on a mission to build a more rewarding financial future for all Canadians. Life at a rapidly scaling tech startup isn’t for everyone. It’s complex, fast-paced, high-pressure, but also incredibly fulfilling. Since its founding in 2019, Neo has gained incredible traction and is one of the fastest-growing fintech companies in Canada.

  • #1 on Deloitte’s Technology Fast 50 for 2023, 2024, and 2025the first company ever to achieve a three-peat at the top!

  • #1 Fastest Growing Company in Canada for 2024 by Globe & Mail

  • Top-ranked mobile apps and credit cards

  • Team of 500+ people

  • 1M+ customers

  • 10K+ retail partners

The Role

Neo Financial is looking for a full-time Staff Fullstack Software Developer to join our team in our Calgary office.

In this critical role, you’ll lead with technical excellence, shaping the architecture and direction of Neo’s services while mentoring others. You’ll work with cutting edge tools and patterns. Our technology stack is built using a Microservices architecture and comprises TypeScript, Node.js, Serverless framework, GraphQL, MongoDB, all hosted on AWS.

We’re super-charging our developers with AI, leveraging tools like Github Copilot and Cursor to fuel rapid development, and building our own agentic systems with Gemini to empower our teams.

What you'll be doing:

  • Ensure we’re building the highest quality software by collaborating with other developers, setting quality standards and best practices

  • Shape the future of our system design through technical planning and working with others on what to build next

  • Stay informed about industry best practices and bring new ideas and design patterns to strategic and technical planning initiatives

  • Lead others by example and expand their knowledge through mentorship and pair programming

  • Create and review proposals for new technologies, patterns and implementations

  • Understand and lead the solutioning of complex technical problems, anticipate problems and potential blockers

  • Drive the adoption of best practices in the entire development process, coding, testing and deployment

Who we are looking for:

  • Proven record of building complex and cutting-edge web applications end-to-end, while considering scalability and optimization problems

  • Expertise in back-end development, including but not limited to: data, APIs, queues, security, scalable systems, reliability concerns and business logic

  • Confidence with concepts like coupling/cohesion, idempotency, distributed transactions, asynchronous workflows, & event sourcing

  • Experience with technical planning and effectively communicating plans with others

  • Mastery of programming principles and one or two programming languages - alongside keen interest to expand your skills to encompass new languages and technologies.

  • Deep understanding of fundamentals of Software Engineering, Code Design, and Architecture, to be able to drive meaningful changes

  • Understanding of cloud infrastructure, devops and CI/CD, including basics of containerized services, serverless systems, and networking

  • Familiarity with different types of data stores and databases - preferably beyond exclusively knowing about SQL databases

  • Experience working with bigger teams and projects that span multiple teams

  • Very seasoned developers with at least 9 years of work experience under their belt

  • Applicants must be eligible to work in Canada and willing to relocate to Calgary.

🚀 Total Rewards Overview

As Neo continues to grow, we’re committed to offering a competitive, market-leading rewards program that reflects the impact our team members make. In addition to salary, our program includes both short and long-term incentives, empowering employees to share directly in our momentum today and in the meaningful value we create for years to come.

  • Salary: We provide a strong base salary aligned with market ranges, along with the flexibility to tailor your mix of cash and equity to match your longer term goals. Final compensation is based on your skills, experience, and scope. For exceptional talent, we’re prepared to go above and beyond.

  • Equity Ownership: At Neo, you don’t just work here, you own a piece of what we’re building. As a full-time team member, you share directly in the upside of one of Canada’s fastest-growing companies. When we win, you win — with real ownership and meaningful long-term wealth-building potential tied to our success.

  • Short Term Incentive Plans (STIP): Our performance-based bonus program is tied directly to company KPIs. When we execute and deliver results, you’re rewarded with payouts that scale based on both company performance and your individual impact.

What does life as an Owner at Neo Include?

🇨🇦 You will redefine the financial landscape with top talent in Canada to help everyday Canadians win, and grow quickly while doing it

📈 Ownership structure that enables you to share in our path to victory

🏅Earn BIG with our short term incentive plans (STIP)

👥 Collaborating with the brightest minds to build something meaningful, united by a shared commitment to innovation, curiosity, and excellence

❤️‍🩹 Flexible health benefits & life insurance

🌴 21 Days PTO + stat holidays, and personal leave

💪 Health & personal spending accounts

🤑 A wide variety of discounts through our partner network

🏠 Access to early use of products and discounts on fixed-term Neo mortgages

👶 Parental top-up & equity vesting during long term leave

🎉 Neo night events

🧠 Company wide huddles, and education

Working at Neo:

The people who thrive at Neo are resourceful, growth-oriented, and driven to win. We hold ourselves to high standards because we’re on a mission that matters: to build a more rewarding financial future for all Canadians. As individuals and as a team, we constantly challenge ourselves and each other to raise the bar and deliver exceptional experiences for our customers. Our commitment to customer success drives everything we do, from building world-class products to providing exceptional support at every step of their journey. If this resonates with you, keep reading.


We trust, respect, and support each other. This means honest conversations, constructive input, and empowering each other to move fast and think big. You’ll be surrounded by people who push you to be your best. We primarily collaborate in person across our Calgary, Winnipeg, and Toronto offices, where ideas move quickly and teams build momentum together. As we continue to scale and evolve, we’re looking for builders, innovators, and problem solvers who thrive on challenge–people who would rather blaze a trail through uncertainty than follow a well-paved path.


All team members have a stake in Neo’s success and earn meaningful equity through stock options. This ownership mindset is at the heart of everything we do — when Neo grows, we all grow. If you’ve heard that Neo employees work hard, it’s true. We hold ourselves accountable for delivering on our commitments to our customers, partners, and each other. Working at Neo means taking ownership of your work and driving results, knowing that your contributions directly impact the company’s success.

Apply with us:

We believe in equal opportunity and are committed to creating an inclusive climate where everyone can thrive. Customers trust us with their finances, so successful candidates for this position will be required to undergo a security screening, including a criminal records check and a credit check.


By continuing with your application, you agree to the Candidate Privacy Notice, which guides how we process your personal information for the purpose of your application.
Neo Financial leverages artificial intelligence (AI) to reinforce our candidate evaluation process, including the initial assessment of applications and screening of candidates. These tools support our recruitment team; however, all final hiring decisions are made by humans and are not based exclusively on automated processing. If you require further information regarding our data processing practices, please contact us.

We are hiring for an open, vacant position.

Top Skills

AWS
GraphQL
MongoDB
Node.js
Serverless Framework
Typescript
HQ

Neo Financial Calgary, Alberta, CAN Office

Calgary, Alberta, Canada, T2P

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