Senior Manager, FP&A

Join us to build a more rewarding financial future for all Canadians

At Neo, we’re on a mission to build a more rewarding financial future for all Canadians. Life at a rapidly scaling tech startup isn’t for everyone. It’s complex, fast-paced, high-pressure, but also incredibly fulfilling. Since its founding in 2019, Neo has gained incredible traction and is one of the fastest-growing fintech companies in Canada.

• #1 on Deloitte’s Technology Fast 50 for 2023, 2024, and 2025 — the first company ever to achieve a three-peat at the top!

• #1 Fastest Growing Company in Canada for 2024 by Globe & Mail

• Top-ranked mobile apps and credit cards

• Team of 500+ people

• 1M+ customers

• 10K+ retail partners
  

Senior Manager / Director, FP&A - Growth, Lifecycle & Transformational Projects

High Performance at Neo

We recruit, hire, and build our company culture around these attributes:

Teamwork: We trust, respect, encourage, and show up for each other — through good times and hard. We're on this mission not just for ourselves, but also for the people we work with — and ultimately, for our customers.

Ownership: We all have a stake in Neo's success — so we go out of our way to do what needs to get done. We hold ourselves accountable to deliver on our commitments — to our customers, to our partners, and to our team. When we fall short, we find a way to do better in the future.

Professional Integrity: We're asking millions of Canadians to trust us with their hard-earned money — so we hold ourselves (and each other) to the highest standards of integrity.

The Role

Neo Financial is seeking a Senior Manager / Director of FP&A to execute and deeply embed the financial planning, modeling, and analytics that power business execution at one of Canada's fastest-growing fintechs. This role sits at the intersection of financial rigor and operational accountability — building the tools, models, and processes that enable Neo's programs to make better decisions and operate with precision against clear economic targets.

Reporting to the Senior Director, the Senior Manager / Director will serve as a primary analytical engine and financial partner for Program Leaders across Lending, Banking, Spend, Home, Operations and Capital Management to develop financial plans and validate business cases. The Senior Manager / Director will work closely with the Corporate and Program FP&A business teams to ensure that Neo's unit economics model, planning cadence, and monthly financial close run with discipline and scale.

This is a builder's role — suited for someone who has deep fintech finance fluency, high standards for analytical quality, and a track record of developing teams that operate independently at a high bar.

What You'll Be Doing

• Unit Economics Modeling: Build and maintain Neo's cohort-based unit economics model (LTV/CAC, conversion, retention), enabling Lifecycle, Product, Programs, and Growth teams to operate against clear economic targets. Align day-to-day execution with capital allocation and long-range financial planning across the organization.

• Business Plan Validation & Capital Allocation: Validate and review of Business Plans and Target Capital Allocation across Programs and Projects. Ensure all financial assumptions are sound, defensible, and aligned with enterprise strategy.

• Target Monitoring & Accountability: Partner directly with Program Leaders to translate higher-level financial targets into clear operating plans. Track weekly/monthly performance against targets, flag material variances, and deliver the granular financial analysis needed to drive decision making.

• Investor & Board Support: Support the preparation of board materials, investor reporting, and data room requests, as needed.

Who We Are Looking For

• Experience: 5-7+ years of experience in financial planning, corporate finance, or strategy, with 1–3+ years in a leadership role at a high-growth fintech, digital bank, or consumer finance company

• Fintech Fluency: Strong understanding of consumer fintech unit economics: cohort analysis, LTV/CAC, conversion and retention modeling, product P&L, credit portfolio metrics, and deposit economics

• Modeling Mastery: Demonstrated ability to build, own, and maintain complex financial models from scratch — with a high standard for quality, auditability, and usability

• Collaborative Mindset: Experience partnering with product, credit, and operational leaders to translate financial analysis into clear, actionable business decisions

• Execution Focus: A proven track record of managing structured business case reviews, capital tracking processes, or departmental accountability frameworks

• Communication: Strong communication skills; able to present financial findings clearly and persuasively to both finance and non-finance audiences, including senior leadership

As Neo continues to grow, we’re committed to offering a competitive, market-leading rewards program that reflects the impact our team members make. In addition to salary, our program includes equity — empowering employees to share directly in our momentum today and in the meaningful value we create for years to come.

• Salary: We provide a strong base salary aligned with market ranges, along with the flexibility to tailor your mix of cash and equity to match your longer term goals. Final compensation is based on your skills, experience, and scope. For exceptional talent, we’re prepared to go above and beyond.

• Equity Ownership (Where Eligible): At Neo, you don’t just work here, you own a piece of what we’re building. As a full-time team member, you share directly in the upside of one of Canada’s fastest-growing companies. When we win, you win — with real ownership and meaningful long-term wealth-building potential tied to our success.

🇨🇦 You will redefine the financial landscape with top talent in Canada to help everyday Canadians win, and grow quickly while doing it

📈 For eligible roles, ownership structure that enables you to share in our path to victory

🏅Earn BIG with our short term incentive plans (STIP)

👥 Collaborating with the brightest minds to build something meaningful, united by a shared commitment to innovation, curiosity, and excellence

❤️‍🩹 Flexible health benefits & life insurance

🌴 21 Days PTO + stat holidays, and personal leave

💪 Health & personal spending accounts

🤑 A wide variety of discounts through our partner network

🏠 Access to early use of products and discounts on fixed-term Neo mortgages

👶 Parental top-up & equity vesting during long term leave

🎉 Neo night events

🧠 Company wide huddles, and education

The people who thrive at Neo are resourceful, growth-oriented, and driven to win. We hold ourselves to high standards because we’re on a mission that matters: to build a more rewarding financial future for all Canadians. As individuals and as a team, we constantly challenge ourselves and each other to raise the bar and deliver exceptional experiences for our customers. Our commitment to customer success drives everything we do, from building world-class products to providing exceptional support at every step of their journey. If this resonates with you, keep reading.

We trust, respect, and support each other. This means honest conversations, constructive input, and empowering each other to move fast and think big. You’ll be surrounded by people who push you to be your best. We primarily collaborate in person across our Calgary, Winnipeg, and Toronto offices, where ideas move quickly and teams build momentum together. As we continue to scale and evolve, we’re looking for builders, innovators, and problem solvers who thrive on challenge–people who would rather blaze a trail through uncertainty than follow a well-paved path.

At Neo, ownership is part of how we think and operate. For select roles, equity participation reinforces that mindset by giving employees a direct stake in the company’s long-term success. Regardless of role, every team member is expected to think like an owner and make decisions that move the business forward.

We believe in equal opportunity and are committed to creating an inclusive climate where everyone can thrive. Customers trust us with their finances, so successful candidates for this position will be required to undergo a security screening, including a criminal records check and a credit check.

By continuing with your application, you agree to the Candidate Privacy Notice, which guides how we process your personal information for the purpose of your application.

Neo Financial leverages artificial intelligence (AI) to reinforce our candidate evaluation process, including the initial assessment of applications and screening of candidates. These tools support our recruitment team; however, all final hiring decisions are made by humans and are not based exclusively on automated processing. If you require further information regarding our data processing practices, please contact us.

We are hiring for an open, vacant position.